June Returns

Index	Month	Year
Dow	-1.8%	-4.7%
Nasdaq	-0.5%	-5.8%
S&P 500	0.0%	-1.7%
Russell 2000	3.7%	-1.8%
Wilshire 5000	0.8%	-0.8%

Free Credit Report

The West Coast and Midwest United States have been able to request their credit reports for several months now. It is the South's turn to check their credit reports. This only leaves the Northeast and U.S. territories, which will be able to request their free credit reports on September 1st.

The South can start requesting credit reports on March 1. These states include Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, Oklahoma, South Carolina, Tennessee and Texas.

The FACT Act amendment to the Fair Credit Reporting Act allows you to request one free credit file disclosure in a 12-month period. You can request a free report at AnnualCreditReport.com or call toll free (877) FACT-ACT. The site also has a map so you can look to see where your state is, and when you can request your free report.

If you want to check your credit report and your state doesn't have free credit reports yet, you can check them at the three consumer credit agencies: Experian, Equifax, and TransUnion for a fee of around $10.